Tailored Advice.
Whatever Your Mortgage Goal
Whatever your mortgage goal — from first-time buying to refinancing or building a portfolio — you’ll get tailored advice and expert guidance every step of the way.
First-Time Buyers
Buying your first home can feel overwhelming — but it doesn’t have to be. We guide you step-by-step through the process, from getting a Decision in Principle to completion, with clear advice, simple explanations, and full support throughout.
Remortgages
Whether you want a better rate, to raise capital, or your deal is ending soon — we’ll search the whole market to find the right remortgage solution for you. Fast, transparent, and stress-free.
Buy-to-Let Investors
From your first investment property to managing a full portfolio, we offer expert guidance on buy-to-let mortgages — including limited company structures, rental stress tests, and capital raising strategies.
Landlords & Portfolio Growth
Looking to scale your portfolio or refinance multiple properties? We provide strategic planning, capital raising advice, and access to landlord-friendly lenders who understand property business models — including SPVs and inter-company loans.
Complex & Specialist Cases
Self-employed, low credit score, visa holders or unusual properties? We know which lenders to approach — and how to package your case for success.
Why Choose Genius Mortgages
With over 13 years of mortgage experience, we don’t just search the market — we help you navigate it. Whether your case is straightforward or complex, you’ll receive clear, regulated advice, a tailored strategy, and the reassurance that your best interests come first.
15 Years+ Expertise
Trusted by buyers, landlords, and investors across hundreds of cases.
Fast & Clear Updates
We’re responsive, proactive, and committed to keeping you updated throughout your application journey.
Extensive Lender Access
Access to top lenders — matched to your goals.
Straight-Talking Advice
No jargon. Just honest, expert guidance — every step of the way.
Complex Case Specialist
Self-employed or complex case? We find lenders who’ll consider you.
Fully Regulated & Qualified
CeMAP certified and FCA authorised for your peace of mind.
Not sure which option fits your situation? Let’s talk it through.
Your Mortgage Journey, Simplified.
Here’s how we take the stress out of securing your mortgage.
01
Enquire
Get in touch to discuss what you're looking for — no obligations, just honest advice.
02
Share Your Details
We’ll gather some key information to understand your goals and financial situation.
03
Review Tailored Options
Based on your profile, we’ll come back to you with the most suitable mortgage products.
04
Submit Application
Once you're happy, we’ll submit your mortgage application and upload all required documents.
05
Mortgage Offer Issued
The lender assesses your case and, if approved, issues a formal mortgage offer.
06
Completion
Your solicitor handles the final steps — and you get the keys or funding.
The Costa Family
"Waqas was incredibly supportive and consistent throughout the entire mortgage process, making everything as smooth and stress-free as possible. We truly appreciated his dedication and effort. We’ll definitely be working with him again in the future!"
Patrick T.
"Waqas truly goes the extra mile. He handled my mortgage with professionalism and a friendly, approachable attitude. Throughout both the sale and purchase, he was always available to offer help and support — even stepping in to liaise directly with my solicitors to resolve any issues. Outstanding service. Highly recommended!"
Masood A
“I refinanced three properties with Genius Mortgages. The process was smooth, the advice was sharp, and the communication was excellent.”